Translate this page

English Chinese (Simplified) French German Russian Spanish

Curchods Mortgage Services

01483 479070

Curchods Mortgage Services

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate buy-to-let mortgages.


About Us


"You don’t have to buy or sell through Curchods to use Curchods Mortgage Services to arrange your mortgage.  50% of the mortgages we arrange, are for people not buying or selling through Curchods.

 

Where advice is required in respect of mortgages, we are able to refer you to Curchods Mortgage Services.

Having been in business for over 20 years, providing advice on residential mortgages, buy-to-let mortgages, life assurance, health insurance and mortgage advice, Curchods Mortgage Services are able to provide whole of market mortgage advice, with their advisers being fully qualified and having many years of experience, to advise, research, prepare and submit your mortgage application. If you need to secure a mortgage for your next property purchase, we would be more than happy to refer you, so please contact us to find out more.

For the purposes of mortgage advice, Curchods make introductions to Curchods Mortgage Services. Curchods Mortgage Services is a trading style of Lifetime Wealth Management Limited, which is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited are entered on the FCA register (www.fca.org.uk/register) under references 440703 and 440718.

The Benefits Of Using Our Services

Mortgage Application Checklist

These case studies are for illustrative purposes only and do not constitute advice.

Case Studies

Having only one years trading accounts is stopping me securing a mortgage

This case study is for illustrative purposes only and does not constitute advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

SITUATION:

I was approached by a client who has had discussions with his bank and also another mortgage consultant. He was told by both of them that with only one years trading and accounts then he would struggle to find any mortgage lender willing to lend to him.

He was directed towards one lender that ‘may’ look at the case, however this was declined on affordability due to the fact that he was paying a large school fee each month.  This reduced the lending down to below... read more

Starting a new job and struggling to secure a mortgage with 15% deposit

This case study is for illustrative purposes only and does not constitute advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

 

THE SITUATION:

A new client was referred to Curchods Mortgage Services by one of our sales offices who were currently living in rented accommodation and had found a property they wanted to purchase for £335,000. They had managed to save 15% of the purchase price to cover the deposit for the property.

They had spoken to a number of local competitors mortgage advisers and had been told they could not find them a mortgage which would allow purchase to proceed.

... read more
Declined by their existing lender because of a black mark on their credit file

This case study is for illustrative purposes only and does not constitute advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

 

THE SITUATION:

I was introduced to a potential client who wanted to move home but were declined by their existing lender due a black mark on their credit file since taking out their original mortgage.  

They spoke to three other high street banks and spent a total of six hours in meetings with the banks only to establish that none of them could help.  

Our client could not secure the mortgage they needed because of the black mark on their credit... read more

Unable to secure a mortgage with a high street bank due to foreign nationality

This case study is for illustrative purposes only and does not constitute advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

 

THE SITUATION:

I was contacted by a client of US nationality, who wanted to buy a property for sale in the Cobham area and they currently resided in the United States.

They had seen a brand new property available for £1.5 million and they needed to borrow 75% of the property value.

The client was a Finance Director of a large Multi-National... read more

A week before exchange of contracts my mortgage was declined by my lender

This case study is for illustrative purposes only and does not constitute advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

 

THE SITUATION:

I had a client who is a corporate lawyer working for a large American Law firm. The client is classed as an equity partner, responsible for her own tax and was renumerated by invoicing the law firm.  Her partner is a fitness instructor on a part employed, part self-employed basis. She promised a loan by her bank on a property in Putney of 70% of the property value. The client also has a rental property in the background which is self-funding and mortgagedl.... read more

<< >>

Request A Consultation

Request a consultation

Our service starts with a free initial consultation, during which our Mortgage Services consultants will look at your position in detail and help you find the right mortgage product for your needs.

Curchods do not sell or share your information with anyone. Privacy Policy

Opening Hours

Mortgage Services, Wix Hill House Epsom Road, West Horsley, Surrey, KT24 6DY

Monday - Friday 8.30am - 6pm

 

The information and content within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

If You Are Unhappy With Our Service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us:

Intrinsic Complaints Department, Riverside House, The Waterfront, Newcastle upon Tyne, NE15 8NY

Email: complaints@intrinsicfs.com  

Tel: 0191 241 0700 

You can find more information by visiting the Intrinsic Financial Services website: www.intrinsicfs.com/contacts

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service: www.financial-ombudsman.org.uk

 

Registered in England and Wales ref: 04631136 12-14 Upper Marlborough Road, St Albans, Hertfordshire, AL1 3UR